What reserve requirements do — mandate how much cash banks must hold against deposits

What fractional reserve banking means — banks lend out most of their deposits

Fractional reserve banking allows banks to lend out a majority of their deposits while maintaining a reserve ratio

What the 50/30/20 budget rule suggests — 50% needs, 30% wants, 20% savings

Allocate 50% income to essentials, 30% to discretionary spending, and 20% to savings

How does the concept of the Money Multiplier effect work in fractional reserve banking systems to amplify the money supply?

Money Multiplier = 1 / Reserve Ratio; banks lend fraction of deposits, increasing money supply

What free cash flow tells you — cash generated after capital expenditures

Free cash flow indicates a company's ability to generate cash after necessary investments

What quantitative easing does — central bank buys assets to inject money into the economy

Quantitative easing increases money supply and stimulates economic activity

What the yield curve shows — interest rates across different bond maturities

The yield curve illustrates the relationship between bond yields and their maturities